Our property damage claim lawyer, Irina Tarnovsky, Esq knows how insurance companies think, and more importantly how to retrieve the compensation that you’re owed. We have been representing property owners in insurance disputes for years, and we’re ready to take on your case and see it all the way to court if we have to.
If your insurance company is not properly compensating you for covered damage, we can help. We handle any and all residential property damage claims and commercial claims.
Contact our property damage claims division today to explore the many ways we can help you.
Insurance policies are written so that the average policyholder either does not understand or will give up trying to comprehend them. Our attorneys can help you not only navigate the provisions of your policy but also take the necessary steps to ensure the insurance company properly applies the terms of your policy.
Our experience coupled with our extensive network of professionals including contractors and engineers can assist you in quantifying your damages quickly and accurately.
Whether a claim has been underpaid or outright denied, our attorneys are here to help.
One of the most common, devastating, and unpredictable types of claims facing policyholders is hurricanes. A number of different types of events that cause damage to your home or business combine into one event. The strong winds, rain, storm surge, and flooding can all cause damage to your residential or commercial property.
Because many factors in a hurricane can be the basis for your property insurance claim complications can arise. Typically your claim will involve multiple policies including standard homeowners and flood insurance. During this process, complications can arise when one insurance company attempts to shift responsibility to the other
Winds can cause severe damage to your property. Wind damage can also bring hidden damages that aren’t realized upon the initial assessment of your property. While most think windstorm claims involve flying debris, trees, and fences falling down, and broken or missing shingles or tiles they can also cause uplift damage that unknowingly compromises your roofing system.
Wind damage is typically covered in most homeowners insurance policies, however, the insurance company can use ambiguous terms in their favor that may cause your claim to be denied.
One of the most common types of property insurance claims is for water damage. Most homeowners insurance policies do not cover certain water damage events. This could include flooding or sewage backup. However, there is still coverage for other water-related claims like a burst pipe or a one-time sudden accidental discharge. These water damage insurance claims typically involve both dwelling and personal property coverage.
We here at Tarnovsky Law have represented several policyholders with water damage insurance claims for both home and business owners.
While many people believe hail is a rare weather event hail is actually possible within two nautical miles of the parent storm in any thunderstorm, This means hail can occur practically anywhere.
Additionally, hail damage is hard to notice and can be quite expensive to fix. Areas that are prone to severe weather and that have a flat or low-slopped roof with asphalt shingles are high-risk. However, most homeowners insurance policies cover damage from hail.
Insurers often try to argue the damage suffered from a hail storm does not fit the conditions necessary for a claim. However, we here at Tarnovsky Law have helped several homes or business property owners with their wrongfully underpaid or denied property insurance claims.
Fire and Smoke damage are some of the most serious and devastating property insurance claims. In addition to the property itself being damaged, there are irreplaceable memories and heirlooms that are also lost.